Terms and Conditions

These Terms and Conditions (“Terms”) govern your access to and use of the website, community, content, products, and services (collectively, the “Services”) operated by Cicada Dragon, LLC, doing business as The Market Lovers™ (“The Market Lovers,” “TML,” “we,” “us,” or “our”).

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you may not use the Services.

Use of the Services

You must be at least 18 years old to access or use the Services. You agree to use the Services only for lawful purposes and in accordance with these Terms.

We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice.

Accounts, Orders, and Subscriptions

To access certain features, you may be required to register for an account, place orders, or purchase subscriptions.

You agree to provide accurate, current, and complete information and to maintain the security of your account credentials. You are responsible for all activity that occurs under your account.

We reserve the right to refuse or cancel orders, terminate accounts, or restrict access at our discretion.

Digital Products and Content

The Services may include digital products, downloadable materials (such as PDFs), subscriptions, and other content.

Access to digital products and subscriptions is provided subject to these Terms and any applicable purchase or refund policies. We do not guarantee uninterrupted access, availability, or specific outcomes from the use of digital content.

User Content

You may be permitted to submit content, such as comments, posts, or other materials (“User Content”).

You retain ownership of your User Content but grant The Market Lovers a non-exclusive, royalty-free, worldwide license to use, display, reproduce, and distribute such content in connection with the Services.

You represent that your User Content:

• is accurate and lawful

• does not infringe the rights of others

• is not defamatory, obscene, or misleading

• is not submitted for unlawful or unauthorized commercial purposes

We reserve the right, but not the obligation, to remove or moderate User Content at our discretion.

Intellectual Property

All content, materials, trademarks, logos, and intellectual property provided by The Market Lovers are owned by or licensed to us and are protected by applicable laws.

You may not copy, reproduce, distribute, sell, or exploit any part of the Services without our prior written permission.

Cookies and Technology

The Services may use cookies and similar technologies as described in our Privacy Policy. By using the Services, you consent to such use in accordance with that policy.

Third-Party Links

The Services may contain links to third-party websites or services. We are not responsible for third-party content, policies, or practices, and your interactions with third parties are at your own risk.

Disclaimers

The Services are provided “as is” and “as available,” without warranties of any kind, express or implied.

We do not warrant that the Services will be uninterrupted, error-free, secure, or meet your expectations.

Limitation of Liability

To the maximum extent permitted by law, The Market Lovers shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Services.

Our total liability for any claim shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or $100, whichever is less.

Indemnification

You agree to indemnify, defend, and hold harmless The Market Lovers from any claims, damages, losses, or expenses arising out of your use of the Services, your User Content, or your violation of these Terms.

Arbitration and Venue

Any dispute arising out of or relating to these Terms or the Services shall be resolved by binding arbitration governed by the Federal Arbitration Act and conducted in the State of Texas.

To the extent any dispute is permitted to be brought in court, you agree to submit to the exclusive jurisdiction and venue of the state and federal courts located in Texas.

Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

Contact Information

Questions regarding these Terms may be directed to:

info@themarketlovers.com

Last updated: 2026 January 25